| IISHARES TRIVV |
| 11.82% | 10.64% | $84.9M | 113,426 | $68.3M | 104,188 | +9,238+8.87% | Add |
| SSCHWAB USSCHX |
| 9.1% | 8.69% | $65.4M | 2.2M | $55.8M | 2.2M | +46,357+2.13% | Add |
| IISHARES TRAGG |
| 6.1% | 6.32% | $43.9M | 443,414 | $40.5M | 408,315 | +35,099+8.60% | Add |
| IISHARES TRHYG |
| 5.35% | 5.74% | $38.5M | 481,066 | $36.8M | 462,631 | +18,435+3.98% | Add |
| IISHARES TRLQD |
| 4.97% | 4.95% | $35.7M | 327,308 | $31.7M | 291,268 | +36,040+12.37% | Add |
| IISHARES TRIEFA |
| 4.46% | 4.15% | $32.0M | 331,636 | $26.7M | 294,340 | +37,296+12.67% | Add |
| IISHARES INCIEMG |
| 3.98% | 3.6% | $28.6M | 345,719 | $23.1M | 330,816 | +14,903+4.50% | Add |
| IISHARES FLOATING RATE BOND ETFFLOT |
| 3.75% | 4.26% | $26.9M | 527,506 | $27.4M | 537,209 | -9,703-1.81% | Reduce |
| IISHARES TREMB |
| 3.21% | 3.25% | $23.1M | 239,041 | $20.8M | 221,835 | +17,206+7.76% | Add |
| SSCHWAB U.S. AGGREGATE BOND ETFSCHZ |
| 3.08% | 3.67% | $22.1M | 956,732 | $23.6M | 1.0M | -58,051-5.72% | Reduce |
| SSCHWAB STRATEGIC TRSCHF |
| 3.04% | 3.04% | $21.9M | 790,195 | $19.5M | 788,468 | +1,727+0.22% | Add |
| IISHARES COREIJH |
| 2.56% | 2.42% | $18.4M | 238,477 | $15.6M | 230,280 | +8,197+3.56% | Add |
| SSCHWAB STRATEGIC TRSCHE |
| 2.4% | 2.52% | $17.3M | 476,643 | $16.2M | 490,541 | -13,898-2.83% | Reduce |
 ESSENTIAL PPTYS RLTY TR INCEPRT |
| 2.32% | 2.8% | $16.7M | 541,503 | $18.0M | 584,824 | -43,321-7.41% | Reduce |
| IISHARES COREIJR |
| 2.18% | 1.97% | $15.7M | 105,624 | $12.6M | 101,461 | +4,163+4.10% | Add |
| IISHARES TRGVI |
| 2.17% | 2.31% | $15.6M | 144,937 | $14.9M | 139,953 | +4,984+3.56% | Add |
| SSTATE STREETSPYM |
| 2.12% | 2.01% | $15.3M | 173,788 | $12.9M | 168,358 | +5,430+3.23% | Add |
| SSCHWAB STRATEGIC TRSCHM |
| 1.87% | 1.81% | $13.4M | 364,410 | $11.6M | 376,193 | -11,783-3.13% | Reduce |
| SSCHWAB U.S. BROAD MARKET ETFSCHB |
| 1.67% | 1.58% | $12.0M | 414,502 | $10.2M | 404,680 | +9,822+2.43% | Add |
| IISHARES TRITOT |
| 1.65% | 1.46% | $11.8M | 72,112 | $9.4M | 65,773 | +6,339+9.64% | Add |
| SSTATE STR SPDR S&P 500 ETF TSPY |
| 1.52% | 1.44% | $10.9M | 14,586 | $9.2M | 14,179 | +407+2.87% | Add |
| SSCHWAB USSCHA |
| 1.48% | 1.41% | $10.6M | 294,689 | $9.0M | 310,751 | -16,062-5.17% | Reduce |
| SSTATE STREETSPAB |
| 1.39% | 1.56% | $10.0M | 390,850 | $10.0M | 391,329 | -479-0.12% | Reduce |
 APPLE INCAAPL |
| 1.36% | 1.35% | $9.8M | 33,727 | $8.7M | 34,126 | -399-1.17% | Reduce |
| SSTATE STREETSPIB |
| 1.12% | 1.16% | $8.0M | 240,113 | $7.4M | 221,386 | +18,727+8.46% | Add |
| IISHARES TRSHYG |
| 1.03% | 1.16% | $7.4M | 175,323 | $7.4M | 175,581 | -258-0.15% | Reduce |
| IISHARES TRDGRO |
| 1.03% | 0.97% | $7.4M | 97,675 | $6.2M | 88,990 | +8,685+9.76% | Add |
| SSPDR INDEX SHS FDSSPEM |
| 0.84% | 0.85% | $6.1M | 116,999 | $5.5M | 116,631 | +368+0.32% | Add |
| SSPDR INDEX SHS FDSSPDW |
| 0.82% | 0.81% | $5.9M | 117,680 | $5.2M | 113,431 | +4,249+3.75% | Add |
 COLGATE PALMOLIVE COCL |
| 0.81% | 0.85% | $5.9M | 63,891 | $5.4M | 63,889 | +2+0.00% | Add |
| SSCHWAB STRATEGIC TRSCHD |
| 0.79% | 1.01% | $5.7M | 179,585 | $6.5M | 210,438 | -30,853-14.66% | Reduce |
| IINVESCO EMERGING MARKETSSOVEREIGN DEBT ETFPCY |
| 0.64% | 0.76% | $4.6M | 211,860 | $4.9M | 232,208 | -20,348-8.76% | Reduce |
| IISHARES RUSSELLIWF |
| 0.5% | 0.48% | $3.6M | 28,805 | $3.1M | 7,201 | +21,604+300.01% | Add |
| SSCHWAB U.S. LARGE-CAP GROWTH ETFSCHG |
| 0.48% | 0.46% | $3.5M | 102,084 | $3.0M | 102,118 | -34-0.03% | Reduce |
| SSTATE STREETSPMD |
| 0.41% | 0.41% | $2.9M | 43,507 | $2.6M | 43,958 | -451-1.03% | Reduce |
 MICROSOFT CORPMSFT |
| 0.36% | 0.41% | $2.6M | 7,017 | $2.6M | 7,025 | -8-0.11% | Reduce |
| SSPDR SERIES TRUSTTFI |
| 0.36% | 0.49% | $2.6M | 55,947 | $3.1M | 69,179 | -13,232-19.13% | Reduce |
| SSTATE STREETSPSM |
| 0.34% | 0.33% | $2.5M | 42,686 | $2.1M | 43,425 | -739-1.70% | Reduce |
| AAlphabet Inc Class CGOOG |
| 0.29% | 0.26% | $2.1M | 5,890 | $1.7M | 5,890 | 00.00% | Unchanged |
| IINVESCO QQQ TRVOO |
| 0.27% | 0.3% | $1.9M | 2,588 | $1.9M | 3,349 | -761-22.72% | Reduce |
| SSPDR SERIES TRUSTSPTM |
| 0.26% | 0.24% | $1.9M | 20,742 | $1.6M | 19,740 | +1,002+5.08% | Add |
 JOHNSON & JOHNSONJNJ |
| 0.26% | 0.28% | $1.9M | 7,357 | $1.8M | 7,356 | +1+0.01% | Add |
| IISHARES 1-3 YEAR TREASURY BOND ETFSHY |
| 0.25% | 0.27% | $1.8M | 21,993 | $1.7M | 20,754 | +1,239+5.97% | Add |
| SSPDR SERIES TRUSTSPYD |
| 0.25% | 0.27% | $1.8M | 37,307 | $1.8M | 38,649 | -1,342-3.47% | Reduce |
| CCOCA COLA CONS INCCOKE |
| 0.24% | 0.11% | $1.7M | 9,140 | $702,702 | 9,240 | -100-1.08% | Reduce |
 NVIDIA CORPORATIONNVDA |
| 0.24% | 0.24% | $1.7M | 8,696 | $1.5M | 8,683 | +13+0.15% | Add |
| PPIMCO INVESTMENT GRADE CORPORATE BOND INDEX EXCHANGE-TRADED FUNDCORP |
| 0.23% | 0.34% | $1.6M | 16,707 | $2.2M | 22,351 | -5,644-25.25% | Reduce |
 ALPHABET INCGOOGL |
| 0.22% | 0.19% | $1.5M | 4,329 | $1.2M | 4,309 | +20+0.46% | Add |
| IINVESCO EXCHANGE TRADED FD TRSP |
| 0.21% | 0.21% | $1.5M | 6,989 | $1.3M | 6,989 | 00.00% | Unchanged |
| VVANGUARD INDEX FDSVOO |
| 0.18% | 0.17% | $1.3M | 1,876 | $1.1M | 1,845 | +31+1.68% | Add |
